Health Insurance
Having health insurance for fertility treatment can make your fertility journey feel a little more manageable by helping to ease some of the financial pressure of care.
At Thérapie Fertility, we are approved by all major health insurers in Ireland, including VHI, Laya Healthcare and Irish Life Health. Your level of cover will depend on your individual policy, so we always recommend checking your benefits directly with your insurer before starting treatment.
Using your health insurance for fertility treatment
The way your health insurance benefits are applied will depend on both your insurer and your level of cover.
Some VHI policies operate on a direct settlement basis, meaning VHI pays the covered amount directly to the clinic and you pay any remaining balance. If you are a VHI member, our team can also check your level of cover for you.
For Irish Life Health and Laya Healthcare members, you may be entitled to a rebate towards eligible fertility services. In most cases, you will need to pay for treatment and submit your claim directly to your insurer for reimbursement. We can provide any supporting documentation required for your claim.
Before starting treatment, it is important to confirm exactly what benefits are available under your policy.
In addition to any health insurance benefits, individuals who pay tax in Ireland may be entitled to claim up to 20% tax relief on qualifying fertility treatment expenses. This can provide further support with the overall cost of treatment.
Approved healthcare provider
We’re proud to be approved by Vhi, Irish Life Health and Laya Healthcare.
What our patients say
Victoria Kalandadze
2 weeks agoI had the most attentive and amazing experience with Thérapie Fertility from the moment I walked in for my consultation. It was incredibly informative, and I felt genuin…
Google ReviewIgotboomed Google Account
2 weeks agoWe started our journey with Thérapie in January 2024, after so many years of struggle and being let down by the NHS. We were terrified to reach out to a private clinic, b…
Google ReviewAndy 'aree
2 weeks agoThe staff were and still are very supportive, understanding, and communicative during a difficult time.
Google ReviewLaura Kearns
2 weeks agoWe cannot recommend Thérapie Fertility enough. Our baby boy is now 6 months old through ICSI thanks to Thérapie which is something we once thought we would never have🩵 w…
Google ReviewAllie
2 weeks agoI froze embryos with Therapie Fertility earlier this year due to a complex medical history that may lead me to have difficulty conceiving in the future. Many clinics don’…
Google ReviewSerena Rush
2 weeks agoI cannot recommend Thérapie Fertility enough. I underwent treatment at Thérapie Fertility and the care that I received from all members of staff was absolutely fantastic.…
Google ReviewErin Shanks
3 weeks agoI honestly can’t thank Therapy Fertility both Dublin and the Belfast clinic enough for everything they’ve done for me and my family. From the very beginning of our journe…
Google ReviewNicole Hempenstall
3 weeks agoI could not recommend therapie fertility more I have told so many friends and family about their welcoming, kindness and relaxed environment they provide. We were so luck…
Google ReviewKatie Chadburn
3 weeks agoWow where do I even begin!? The care, empathy, skill and joy this clinic bring to their patients is really something other clinics should aspire to. We had our IVF round …
Google ReviewA C
4 weeks agoWriting this review with my 6 month old in my arms. I will forever be grateful to all the team in Thérapie ❤️ our first round of ICSI was successful and we were supported…
Google ReviewDorina Bukhtiar-solyom
a month agoWe cannot thank the team at Thérapie Fertility Carrickmines enough for the care, kindness, and support we received throughout our fertility journey. From our very first a…
Google ReviewAndrea Breen
2 months agoWe couldn’t recommend Thérapie Fertility more. Every question was answered, every worry was taken seriously, and we were supported every step of the way. You can really f…
Google Review
Your health insurance questions answered.
Browse all FAQsSome policies may contribute towards fertility preservation, depending on your insurer and level of cover. This may be relevant if you are considering options such as egg freezing or embryo freezing. Always check your policy before making treatment decisions.
Some health insurance policies may contribute towards fertility testing. This could include tests carried out before treatment or as part of fertility planning. Your insurer can confirm exactly what is covered under your policy.
Some private health insurance policies may contribute towards IVF costs, but cover depends on your individual insurer and policy. If you are looking for health insurance that covers IVF, check your Table of Benefits and speak directly with your insurer before starting treatment.
Your insurer may ask for receipts, invoices or treatment documentation. Our team will be happy to provide the documents you need, where possible, so you can submit your claim in accordance with your insurer’s process.
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